Attention homeowners in Whittier and Los Angeles County: Need an appraisal?

Here are the top seven reasons why CA homeowners use All Residential Appraisal:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Los Angeles county's assessment of your propertyvalue
  3. To lower a monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Los Angeles county or CA by determining the true market value of real estate in question

Need help deciding the price of your house in or near Whittier, CA?
Contact All Residential Appraisal.

We at All Residential Appraisal understand the individual needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at All Residential Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to remove PMI

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's going down. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An appraisal report from All Residential Appraisal is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. All Residential Appraisal can help you reinstate your home equity line of credit with a professional appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.